Investor Appraisals — As-Is & ARV
As-Is and After Repair Value assessments for fix-and-flip and rental acquisitions, so the numbers you underwrite against are someone else's independent opinion, not your own optimism.
Investment decisions fail on optimistic inputs. The rehab budget creeps, the resale comps turn out to be nicer houses, and the margin that justified the deal was never really there.
An independent appraisal is a check on that. For an As-Is valuation we assess the property in its current condition. For an After Repair Value we take a defined scope of work and value the property as though that scope is complete — which is only meaningful if the scope is specific.
We also flag where the local market caps out. Flagler and Volusia County submarkets differ sharply block to block, and a finish level that returns its cost on the barrier island may not return it inland. Knowing that before you buy is worth considerably more than knowing it at resale.
Common Questions
Investor Appraisals — As-Is & ARV — frequently asked
What do you need from me for an ARV?
A specific scope of work — what is being replaced, added, or reconfigured, at what level of finish. ARV is an opinion of value assuming that scope is completed. Without a defined scope there is nothing concrete to value.
Will a lender accept your ARV for a rehab loan?
Many private and hard money lenders will, but requirements vary and some must order the appraisal themselves. Confirm with your lender before commissioning it so the report is prepared for the right intended user.
Do you appraise multi-unit or mixed-use property?
Our practice is residential. One-to-four unit residential property is within scope. Larger multifamily and commercial assignments fall outside a residential certification.
Service Area
Where we appraise
Flagler Beach Appraisals
Barrier-island cottages, A1A oceanfront lots, and Flood Zone AE properties call for comps that account for elevation, insurance exposure, and short-term rental demand.
Appraisals in Flagler BeachFlagler CountyPalm Coast Appraisals
From canal-front homes in Palm Harbor to master-planned communities like Grand Haven, Palm Coast is a fast-moving, grid-platted market where the section letter matters as much as the square footage.
Appraisals in Palm CoastVolusia CountyOrmond Beach Appraisals
Historic Beachside bungalows, Tomoka riverfront estates, and mainland subdivisions each carry their own value drivers — we appraise Ormond by neighborhood, not by zip code.
Appraisals in Ormond BeachGet Started